Find every rupee
you're leaving
on the table.
AI scans 80C, 80CCD(1B), 80D, 24(b), 80G — then a senior CA tailors the plan to your goals.
Your annual income
₹15.0 L
Optimized tax saving / yr
₹0
Across 80C · 80CCD(1B) · 80D · 24(b)
Reviewed by a senior CA · Avg delivery 24 hrs
Inside the optimizer
Eight tax sections, scanned in seconds
The optimizer evaluates every available deduction against your specific income, family, and existing investments — then ranks them by ROI.
PPF / EPF / VPF
Limit: Up to ₹1.5 L
Government-backed schemes with 7.1% tax-free returns. The bedrock of any plan.
Include in planELSS funds
Limit: Up to ₹1.5 L
3-year lock-in. ~12-15% historical returns.
Include in planNPS Tier-I
Limit: Extra ₹50,000
₹15,600 saved instantly in 30% bracket.
Include in planHealth insurance
Limit: Up to ₹50,000
₹25K self/family + ₹50K parents (senior).
Include in planHome loan interest
Limit: Up to ₹2 L
Self-occupied home interest paid.
Include in planEducation loan
Limit: No upper limit
Higher-education loan interest, up to 8 years.
Include in planTuition fees / SSY
Limit: Up to ₹1.5 L
Children's tuition + SSY for daughters.
Include in planDonations
Limit: 50–100% deductible
PM CARES, registered NGOs, approved charities. Receipts required.
Include in planHow it works
From inputs to your personal plan
Four steps. The AI handles the math, the CA sanity-checks the strategy, you walk away with a plan you can act on.
Enter your numbers
Income, family, existing investments — quick form, no documents required.
AI maps deductions
Scans 80C / 80CCD(1B) / 80D / 24(b) / 80G against your bracket and ranks by ROI.
CA reviews & adjusts
A senior CA validates the plan, flags edge cases, and tailors to your real goals.
Get your plan
Detailed PDF + dashboard. Execute via partner platforms or your own broker.
12 CAs online · plan in 24 hrsCurated by experts
Sudhir Kaushik & CA team
Co-founder, TaxSpanner · 18+ years · Featured on ET Now, Times of India, Economic Times
The AI catches the math. The CA catches the context — your goals, family stage, cash-flow constraints. The combination is what most people miss when they DIY.
Plans & pricing
Pay once, save year on year
Average ROI: 30×. A curated plan typically pays for itself in the first AY and keeps paying every year after.
Why optimization beats DIY
Spreadsheet math vs AI + CA optimization
What most people do
- DIY spreadsheets and blog math
- Stop at 80C — miss 80CCD(1B), 80D
- No regime comparison (old vs new)
- No senior-citizen stack for parents
- Last-minute scrambles every March
What we build for you
- AI scans every section in seconds
- Full stack: 80C + 80CCD(1B) + 80D + 24(b)
- Old vs new regime auto-computed
- Senior 80D + estate planning included
- Year-round tracking + reminders
Common questions
Everything you need to optimize confidently
You enter your income, family, and current investments. Our AI computes the optimal mix across 80C, 80CCD(1B), 80D, 24(b), and 80G — then a senior CA reviews and tailors the plan to your specific situation. Output is a detailed PDF + dashboard.
Anyone with annual income above ₹3 lakh who wants to reduce their tax outgo legally. Salaried, freelancers, business owners, NRIs, and family households all benefit. The bigger your income and family complexity, the larger the typical savings.
₹52,300 per year across our 50,000+ optimization plans. Maximum is ~₹78,000 (full stack: 80C + 80CCD(1B) + 80D in the 30% bracket). Exact amount depends on your income, family, and existing investments.
We compute both old and new regime side-by-side and recommend whichever saves more for your specific numbers. The old regime usually wins if you actively use deductions; the new regime can win for simpler salaried profiles.
Categories and contribution amounts (e.g., 'add ₹50K NPS for ₹15,600 saved'). We don't recommend specific products — that's regulated. We point you to fee-only advisors or partner platforms with low expense ratios.
A calculator computes your tax liability for given inputs. An optimizer figures out the best inputs to minimize that liability — including suggesting what to invest in, regime to choose, and family-level stacking. Calculators are reactive; optimizers are prescriptive.
Yes — bank-grade encryption (TLS 1.3), ISO 27001-equivalent controls, and a Tax Vault that stores all inputs encrypted at rest. We never share your data with third parties.
Yes, anytime — your inputs are saved and the CA picks up where the AI left off. You only pay the difference.
Yes — it adapts around what you already have. The plan tells you exactly which gaps to fill (e.g., 'add ₹50K NPS') without forcing you to switch existing instruments.
24 hours from submission for most plans. Complex cases (NRI, multi-source income, capital gains stack) can take 48-72 hours.
One-time per AY. Tax laws change each year, so we re-issue the plan at the start of every financial year for active customers at no extra cost.
Both — but they're separate products. The Optimizer outputs your plan; ITR filing is a separate paid service. CA-curated plan customers get a 50% discount on ITR filing.
10 — Run the optimizer
Stop guessing. Start optimizing.
Free AI scan in 30 seconds. CA-curated plan from ₹1,999 — saves ₹52K on average. That's a 30× return on the same fee, every year.
From our customers
Real plans, real recovery
From salaried filers to NRIs and self-employed — here's what the optimizer found for them.
Join Thousands of Satisfied Customers
TaxSpanner has helped thousands of individuals and businesses streamline their tax filing process and maximize their refunds. But don’t just take our word for it – see what our customers have to say.
For additional assistance, contact our customer support or visit our FAQ section.
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